Intro

The stoic has a good looking website, program is discussed in a lot of forums. The program is online from February 2008 - longer then most of the HYIPs.

Interview

: Hello, thank you for agreeing to spend time with us. First of all, please introduce yourself to our readers.

Hello, my name is Neil Kerry, I am one of company's financial managers. I am happy to spend time with you and I see this as another excellent opportunity to communicate with investors, who already entrusted us their funds and are already enjoying the benefits for many months, as well as with those, who might be considering to join our program in the future.

: Before we start, I wanted to say this: "Talk to a professional and you will realize how little you know about the subject, which you thought you knew". This was my conclusion after talking with you about investments in general. I wanted to thank you personally for that extra education on the subject and I probably will summarize all the new things I've learned separately, but we have a goal to meet here, so let us move on to the questions. Our first question is: Who are the people responsible for company management?

Alex, you knew half the answers and your questions were all, but right on the matter. To answer the question, Stoic management team is a group of fund management professionals with at least 7 years of experience on average, each in their specific type of investments. Our management team members have officially assigned to them internal subordination positions, which were required to be provided to local business authorities, but overall, this venture is truly a group effort.

: When exactly was the company registered officially and why offshore?

Our funds management experience goes many years back, but official registration date of The Stoic is February 20th, 2008, in the Republic of Seychelles. Our company is operating in full compliance with local and international laws. In our opinion, registration in an offshore zone, is the only viable option for well performing funds and fund managers, who want to concentrate on the actual investment job, instead of dealing with various audits that usually take place as soon as company's performance stands out from the "crowd".

: Does your company registration includes license to operate as an investment fund and if so, is it available to the public for viewing?

Yes, it does and we have uploaded the electronic versions of several company documents on our website.

: How can investors contact management team?

Unless there are some exceptional circumstances, for instance, when very significant investments are involved or there is some business proposition, all contacts are handled via our well trained website support team. Investors have to realize that as much as wish to, with currently about six thousand of members, it will be impossible to provide adequate support to everyone. This was also the reason we established the website and registered company as an independent entity, on the first place. With that said, our investors should be rest assured that management team is fully aware about all the issues that our program users have, at all times. This is because in addition to real time forwarding of company related issues by our website support team, we have regularly scheduled briefings on which the rest of inquiries from investors are outlined to the management and then thoroughly discussed.

: Are there any company earning reports available to view?

Yes and No. First of all, there is a full transparency in the fact that our users are seeing their share of earnings right within their accounts, but I should also state that Stoic is a core structure of a multi-divisional, multi-fund entity and it's overall summary earnings are held as company's proprietary information. At the same time, the investors should know that our company is in full compliance with all local laws, as far as various reporting and filing requirements go. Every single monetary transaction of the fund, is independently filed, (therefore is publicly available), by our fund divisions, as well as by participating contracted businesses.

: Let me get this straight, there are independent funds inside Stoic fund?

Exactly. Simply put, Stoic is managing several officially independent funds, which are filing earning reports whenever required. For this reason, providing the reports individually, will not reflect overall company financial standing and performance, therefore may be misleading.

: Offered by Stoic earnings potential is quite high, or as you put it earlier, it really "stands out". This must mean that there is a risk. Are there any risk management plans in place and what are they?

For as much as I feel confident in Stoic performance for many years to come, statement that there is no risk, would be a blindfolded one. Various risks are a part of every day life for all of us. One may feel safe walking on a curbed sidewalk, but there is always some risk of being hit by a car of reckless driver coming from an adjacent busy street. To answer the question, I can say that in addition to some pre-existent safe backup deposits, our investment strategy is actually built from grounds up, on a solid zero-loss/zerro-gain hedged base. In other words, while we will deliver per offered plans for as long as our investment strategy is working and is protected as an intellectual property, we feel that the chance of losses is nearly non existent. I know you have another relevant question about hedging strategy, so perhaps I will talk more about the base of our investment strategy while commenting on that other question.

: Let us get right to that question, while we are on the subject: Which financial products (or markets) are they investing in and how exactly do they hedge? Can you comment?

Good general description of the term "hedge fund" can be found at wikipedia.org, but I certainly can comment on the key elements of our own hedging strategy, since the question has been put forward.
By definition, ideal hedging cancels out the risk on any specific investment, by compensating what we call, "the artificial investment losses", due to the market movement as a whole, which in turn, is the result of regular market's trading activity. The generic example of hedging would be to buy shares of promising company X, while making carefully calculated short sale of sector shares, to which this company belongs. In the event if company X's share price goes down due to the overselling of all it's sector shares, no losses will occur because of previously taken hedging short sale position, which will automatically produce compensating gains. The key element of Stoic hedging strategy lies in experience-based ability of our fund managers to define proper set of traded commodities to be used for offsetting possible losses of our main investments. The exact commodities (or markets) we are working with, I would prefer to not reveal for the reasons related to intellectual property rights protection.

Resume

Definitely STOIC is a popular program and Neil's answers have added credibility to it. But in terms of the due diligence it is still a black hourse. No documents were provided proving that they are investing money in real business. Also no phone to call and office address is hard to verify. All is left for me add is "play it like a game and do not consider stoic for serious investments."

Regards,
Vlad, HyipMonitor.Info
9/03/2008