Investing in the programs listed in this section can be very rewarding due to the high returns. But keep in mind that programs listed bellow should be considered as money games. Although many of these HYIPs have the phone support and office contacts, no due diligence information is available for them. A trusted person has never visited their office or spoke with the program administrator face to face. If any reliable due diligence info on any of those HYIPs appears, we move the program to the Medium Risk part of our investment portfolio.

According to the statistics 99.999% of the HYIPs offering the ROI more then 5% per month collapse in less then 2 years. In fact, all HYIPs with the high returns are based on the pyramid schemes and will shutdown sooner or later. So the investing in the program bellow should be considered as a kind of gambling.

We will watch these programs and will inform you if any red flags will appear. For almost any program listed bellow the probability to be in profit can be estimated as much as 70% if you will invest during the first cycle.

Paying

InWolton

Official Description: Welcome to our website! Finally, each of you got an incredible risk-free opportunity to multiply your money online.

Our site is designed for those, who is disappointed in the banking system, who no longer sees the sense to keep the money in a strongbox or who simply is not satisfied with his life.

Monitor: Another possible hit among high yield investment programs. Look for yourself: the site has SSL-encryption installed. The design of the site is made by professionals. So it looks like the program is created to operate for a long time.

Website may seem quite strange for the new visitors because it is almost empty. To make the content available, you need to register.

Plans:

Fund “Levin” (15 business days)

Do you wish to earn money fast, easy and without any risk? We have entertained the opinion of our investors and opened a new fund “Levin”. With this fund you will earn up to 125% for only 15 business days. Now you have a diverse choice of the investment funds. Make up your mind and start a new life with the one and only company Inwolton.

Fund “Felicity” (50 business days)

Inwolton outperforms the market of trading companies. For 15 days of the hard work we have shown incredible results. That is why we present you our second fund “Felicity”. With this fund you will earn up to 224% for the entire investment period!!! It opens new opportunities for you. Start a new life with our new fund!

Fund “Perfection” (30 business days)

We offer you our first Fund “Perfection”, which will allow you to earn up to 35% for the entire period of the fund existence. Do not forget that there are only 20 000 shares available in this fund (each share costs $1). You will be able to sell your shares on our internal trading platform at any time to other users.

Investment calculator

Contact details: email, phone, office address, support form

Join InWolton

Acke World Management

Official Description: Acke World Management Corp. is a financial service company registered in Belize by an investment team having over-ten-year experiences in Forex market. In these years, by continuously optimizing its management policies, investment approaches and human resources, Acke World wins a stable and outstanding development. With the subtle consideration and estimation on various factors, including credit, market, strategy, liquidity, laws and environmental risk, Acke World provide Non-Risk Plan to global investors, which is a landmark for Acke World's long-term exploration on risk control.

Monitor: Things appear to be yet again coming full circle in the HYIP industry. The long term programs that once so dominated the investment scene giving way to short term ones. And now it seems that investors are once again are returning to longer term plans, no doubt in search of the stability which has eluded so many over the last number of months. And Acke World Management are in prime position to offer just that: professional design of the website, with flash. The site has SSL certificate so the connection is protected with the high grade encryption (AES 256). The texts are original and the script is custom built. The program is listed in many monitor sites and forums. So the program looks impressive - they have put the effort to keep a live chat operator and a lot of phone lines.

The only drawback of the program is a low ROI. Acke World looks great but the average ROI of 3%/month for the low deposits means you'll have to wait quite some time to get out in profit.

Plans:

	Standard	Silver	Gold
Monthly Fees	Free	$9.99 / month	$44.99 / month
Management Fees Rate*	25.00%	5.00% - 20.00%	1.00% - 15.00%
Maximum Management Fees*	$125.00	$100.00	$50.00
Performance Fees Rate	50.00%	40.00%	20.00%
Average Daily ROI	0.10%	0.12%	0.16%
Average Monthly ROI	3.00%	3.60%	4.80%
Average Annual ROI	36.50%	43.80%	58.40%
Withdrawal Fees Rate	4%	3%	2%

Contact details: fax, international phone, local phone, post address, live chat, online help desk

Join Acke World Management

YamaFinance

Official Description: Yama Finance is a successful investment project that includes teams of professional brokers, who worked from 2001 till 2007 in TSE. Today, they offer asset management services under the auspices of the new Yama Finance project.

Monitor: Nice site with creative outlook and interesting plan names. The overall concept is very nice. The script behind it is either custom or very well customized. The texts look original, the site is SSL secured, DDOS protected, running on dedicated server. First class website indeed.

Plans: For any plan: withdrawals are available any time and initial deposit is returned at the end of period. Compounding is not available. Reinvesting: first 40 business days.

Honshu Plan

Investment period: 100 business days
Payment period: every business day - 5/7
Profit: 1.2% daily
Minimum investment amount: $10

Kyushu Plan

Investment period: 22 weeks
Payment period: every Friday
Stable profit: 6.25% weekly
Minimum investment amount: $500
Withdrawals: available any time

Shikoku Plan

Investment period: 110 business days
Payment period: every business day - 5/7
Progressive profit plan: 1.3% for $1 000 deposit, 1.35% for $4 000 deposit,
1.4% for $7 000 deposit, 1.45% for $10 000 deposit,
1.5% for $13 000 deposit, 1.55% for $16 000 deposit

Hokkaido Plan

Investment period: 120 business days
Payment period: every business day - 5/7
Stable profit: 1.6%
Minimum investment amount: $20 000

Contact details: e-mail, phone, office address, support form

Join Yama Finance

OrbisTrends

Official Description: OrbisTrends is privately held financial company engaged in trading world market commodities, such as all markets-stocks, foreign currencies, ETFs, e-Minis, and mutual funds.

Monitor: A well looking program with a professional site, advertised and discussed in a lot of HYIP forums. All chances to survive long enough to make profits for the early investors.

Contact details: e-mail, phone, fax, support form

Join OrbisTrend

Red Flags

Not Paying

Eigeline Network

Official Description: Eigeline Network is a company that specializes in internet marketing and advertisement. We generate the bulk of our profit based on 17 of our own internet platforms (i.e. online stores, casinos, mobile content, webcam sites for adults, etc), which we promote using a variety of internet marketing techniques and tools. The two largest advertising platforms that we use are Google AdWords and Yahoo! Advertising. We employ a team of SEO and CPA marketing experts, who have proven their abilities and proven that they rank among the best in this sphere of activity.

Monitor: Professional .NET based website with impressive design and SSL connection. Taking in consideration the website design and scripts there is a good possibility to be in profit.

Contact details: e-mail, phone, office address, support form

Forex Net Club

Official Description: Since 2007, ForexNetClub Ltd. is focused on the individual - on helping people make the most of their money. We provide Forex services directly to individuals. We help thousands of people save, invest and manage their money.

Having members in 93 counties around the globe, ForexNetClub Ltd. is one of the most popular and fastest growing Forex companies in the world.

Plans: ForexNetClub Ltd. offers three investment packages for you to choose from. The plan you choose, will set your investment term and interest structure. Select a plan that suits you best:

• Short Term Plan: 109% after 2 weeks
• Mid Term Plan: 128% after 4 weeks
• Long Term Plan: 191% after 8 weeks

You are always allowed to withdraw your initial investment at any time even before the end of the investment term: In this case there is a 10% fee for contract cancellation. You may choose a percent (25%, 50%, 75% or 100%) of the money you make goes back to work automatically for one more cycle. Your principle (initial funds) is included in the R.O.I.

Monitor: Professional design of the website, SSL certificate from Comodo. Possibly the site is DDoS protected. Phone support in English, French Aad Russian is available. Program is advertized in HYIP forums. The texts are not entirely unique. There is no ratings page but this is normal for such a stylish and serious looking program. The ROI is very attractive together with the quick turnaround.

As stated by COMODO CA Ltd Forex Net Club Ltd. holds a website identity assurance warranty of $1,000,000. This means that you are insured for up to $1,000,000 when relying on the information provided by IdAuthority on this site.

Contact details: e-mail, phones, post address, live chat (English, French, Russian support)

IncoForex

Official Description: IncoForex is one of the leading private investment companies offering global investment services over the Internet. Company is managed by highly experienced investment brokers specializing in foreign currency exchange markets.

Monitor: A well looking program with a professional site, advertised and discussed in a lot of HYIP forums. All chances to survive long enough to make profits for the early investors.

Contact details: e-mail, phone, fax, office address, support form

PanaMoney

Plans: 5.0%/day/16 days, 1%/day/100 days, 1.3%/day/180 days

Official Description: PanaMoney Technologies, Inc. has its principle place of business in Panama City, Panama where it is legally registered. Its business includes automated trading in Forex.

Monitor: Design is simple but professional. The site is DDoS protected. SSL certificate from Comodo. The texts are original and the script is custom. They pretend to be a real company registered in Panama. Considering the reasonable ROI, massive advertising campaign, they are going to stay for months, not less.

Contact details: e-mail, phones, office address

Interview: Interview with Allan Frank, Marketing Director of PanaMoney.

AIM Trust

Official Description: In 2006, we have started a new unique service, which by joining the efforts of common investors allows developing our own high-yield schemes and guarantee high profitability. Funds invested via Internet are used to develop the projects pooled in a high-yield scheme. We have developed and implemented a unique technology system enabling small investors to beneficially invest into our companies' pool. The syndicate of the companies is bringing high profits right now. Our purpose is to significantly raise the profits and general capitalization of our share after bringing the companies to London Stock Exchange's AIM.

Monitor: This is one of the best HYIP websites I have seen recently. Professional and eye-catching design of the website, custom made script with a lot of features and original texts, a lot of information for investors. DDoS protected website with SSL certificate. Program is listed in many monitors. Considering the top-notch professional website the program has all the chances to be very popular.

The program is quite promising and must survive more than the average HYIP. The quality website isn't a guarantee of course, but this is far more than you get from the most programs.

Contact details: e-mail, contact form, live chat, phone

Interview: Interview with Mark Goldstein, Marketing and Public Relations Director of AIM Trust.

Verifield

Official Description: Verifield is proud to offer you our innovative and unique Investment Products. While offering a completely interactive web-based interface for our investment service, our asset management group is based solely on cutting edge investment opportunities.

Monitor: Definitely a very good site. Custom script, Custom design and the texts. Contains a lot of information, convincing tables, market news etc. There is SSL and DDOS protection. Very impressive one. The ROI is good, the site is convincing, everything looks very professional. Program does not advertise much but has a great referral system.

Contact details: e-mail, phone, office address, support form

Infinitiva

Official Description: Being able to combine our technical resources with human experience and analytic approach to Forex trading, we deliver excellent results for the benefit of our clients.

Investing in Infinitiva is designed to deliver optimal risk-adjusted returns for our clients. Our investors are provided with a daily income at variable interest rate that depends on the invested amount. The investment period is 150 trading days for all plans except the Starter Plan, which has a period of 30 trading days.

Monitor: Another possible hit among low-ROI programs. Look for yourself: the site has SSL-encryption installed, domain is registered for 8 years. The website scripts seems to be custom made. The design of the site is made by professionals. So it looks like the program is created to operate for a long time.

Contact details: e-mail, phones, office address, support ticket system

MoneyPlus

Official Description: The MoneyPlus's groundbreaking stock-rating service provides unique insights into what MoneyPlus community members (as well as more than 100 professional Wall Street firms) think about the stocks investors own. More than 5,000 stocks - and the thousands of investors who cover them - carry a rating from one to five stars, making CAPS a must for investors seeking new ideas.

Monitor: A professional looking website based on custom script. Phone support is available. Taking in consideration the website design and scripts there is a good possibility to be in profit.

Contact details: e-mail, phone, fax, office address, support form

Genius Funds

Official Description: Our funds are investing mainly in highly lucrative equities and bonds, focusing on emerging economies. We offer investment products that provide flexibility, keeping pace with the individual demands of our investors.

Monitor: An attractive website with original design and original texts. The custom script developed for their website is quite complex and has a lot of functions. An expensive SSL certificate from Verisign ensures the website identify. The site seems to be hosted on a dedicated server and uses DDoS protection from BlockDOS. Company seems to be officially registered at Limassol, Cyprus. So conclusion is quite simple here: GeniusFunds has all the chances to be a star in the HYIP world!

Contact details: e-mail, phones, office address

News: GeniusFunds - the latest news, events and analysis

Hyip.com Pool

Plans: 0.2%-0.5%/day

Official Description: We have been working on HYIP market for a few years already and over this time we have gained the reputation of being one of the most stable, honest and responsible projects. We are good aware of all the advantages the mutually beneficial cooperation can bring. That is why we consider our clients to be not some sources of money but sound business partners. There is no sense in cheating the clients for us - mutually advantageous cooperation brings very good profits to our clients and us.

Monitor: This low profile HYIP is one of the oldest programs around. HYIP.COM is a HYIP monitor so owners know which program will stay here for long and which one worths to invest.

Status: Payments have been suspended again. I have contacted the Admin of HYIP.COM and he responded that currently they have to fix a lot of script errors. A lot of time passed after that and pool is still not paying.