Investing in the programs listed in this section can be very rewarding due to the high returns. But keep in mind that programs listed bellow should be considered as money games. Althrough many of these HYIPs have the phone support and office contacts, no due diligence information is avaliable for them. A trusted person has never visted their office or spoke with the program adimistrator face to face. If any reliable due diligence info on any of those HYIPs appears, we move the program to the Medium Risk part of our investment portfolio.

According to the statistics 99.999% of the HYIPs offering the ROI more then 5% per month collapse in less then 2 years. In fact, all HYIPs with the high returns are based on the pyramide schemes and will shutdown sooner or later. So the investing in the program bellow should be considered as a kind of gambling.

We will watch these programs and will inform you if any red flags will appear. For almost any program listed bellow the probability to be in profit can be estimated as much as 70% if you will invest during the first cycle.

Paying

Verifield

Whois: Registrar: YESNIC CO. LTD. Whois Server: whois.yesnic.com Status: OK Expiration Date: 2012-05-09 Creation Date: 2008-05-09 Last Update Date: 2009-12-01 Name Servers: ns1.dragonara.net ns2.dragonara.net

Official Description: Verifield is proud to offer you our innovative and unique Investment Products. While offering a completely interactive web-based interface for our investment service, our asset management group is based solely on cutting edge investment opportunities.

Monitor: Definitely a very good site. Custom script, Custom design and the texts. Contains a lot of informaiton, convincing tables, market news etc. There is SSL and DDOS protection. Very impressive one. The ROI is good, the site is convincing, everything looks very professional. Program is not adverites much but has a great referral system.

Contact details: e-mail, phone, office address, support form

Join Verifield

MoneyPlus

Whois: Registrar: ENOM, INC. Status: OK Expiration Date: 2013-10-04 23:59:59 Creation Date: 2009-10-05 13:39:55 Last Update Date: 2009-12-14 18:47:17 Name Servers: ns1.load.com ns2.load.com

Official Description: The MoneyPlus's groundbreaking stock-rating service provides unique insights into what MoneyPlus community members (as well as more than 100 professional Wall Street firms) think about the stocks investors own. More than 5,000 stocks - and the thousands of investors who cover them - carry a rating from one to five stars, making CAPS a must for investors seeking new ideas.

Monitor: A professional looking website based on custom script. Phone support is available. Taking in consideration the website design and scripts there is a good possibility to be in profit.

Contact details: e-mail, phone, fax, office address, support form

Join MoneyPlus

IncoForex

Whois: Registrar: DOTSTER, INC. Whois Server: whois.dotster.com Referral URL: http://www.dotster.com Status: OK Expiration Date: 2014-06-14 Creation Date: 2009-06-14 Last Update Date: 2009-07-01 Name Servers: ns1.everydns.net ns2.everydns.net ns3.everydns.net ns4.everydns.net

Official Description: IncoForex is one of the leading private investment companies offering global investment services over the Internet. Company is managed by highly experienced investment brokers specializing in foreign currency exchange markets.

Monitor: A well looking program with a professional site, advertised and discussed in a lot of HYIP forums. All chances to survive long enough to make profits for the early investors.

Contact details: e-mail, phone, fax, office address, support form

Join IncoForex

AIM Trust

Whois: Registrar: GODADDY.COM, INC. Whois Server: whois.godaddy.com Expiration Date: 2011-02-10 Creation Date: 2004-02-10 Last Update Date: 2009-06-01 Name Servers: ns1.everydns.net ns2.everydns.net ns3.everydns.net ns4.everydns.net Information Updated: Fri, 11 Dec 2009 19:52:34 UTC

Official Description: In 2006, we have started a new unique service, which by joining the efforts of common investors allows developing our own high-yield schemes and guarantee high profitability. Funds invested via Internet are used to develop the projects pooled in a high-yield scheme. We have developed and implemented a unique technology system enabling small investors to beneficially invest into our companies' pool. The syndicate of the companies is bringing high profits right now. Our purpose is to significantly raise the profits and general capitalization of our share after bringing the companies to London Stock Exchange's AIM.

Monitor: This is one of the best HYIP websites I have seen recently. Professional and eye-catching design of the website, custom made script with a lot of features and original texts, a lot of information for investors. DDoS protected website with SSL certificate. Program is listed in many monitors. Considering the top-notch professional website the program has all the chances to be very popular.

The program is quite promising and must survive more than the average HYIP. The quality website isn't a guarantee of course, but this is far more than you get from the most programs.

The members of AIM Trust can have access to invest in different portfolios such as:

• Demo – paying 0.5% daily for 30 days at deposits from $20 to $99.99
• Start – paying 1.2% daily for 270 days at deposits from $100 to $999.99
• Basic – paying 1.5% daily for 270 days at deposits from $1 000 to $19 999.99
• Premium – paying 1.8% daily for 270 days at deposits from $20 000 to $99 999.99
• VIP – paying 2.1% daily for 270 days at deposits from $100 000 to $500 000

Contact details: e-mail, contact form, live chat, phone

Interview: Interview with Mark Goldstein, Marketing and Public Relations Director of AIM Trust.

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Atlantis MIA

Whois: Registrar: REGISTER.IT SPA Whois Server: whois.register.it Expiration Date: 2010-11-10 Creation Date: 2008-11-10 Last Update Date: 2009-06-29

Official Description: The company was established in 2005 as an independent, employee-owned investment management firm. Since the firm's inception, Atlantis has been managing fixed income portfolios for individual clients. Since year 2007 Atlantis team has been providing professional and efficient financial service to institutional clients as well. The senior professionals share in the ownership of the firm.

Monitor: High quality website based on custom script. SSL server certificate is used to secure the connection. Taking in consideration the website design and scripts there is a good possibility to be in profit.

Contact details: e-mail, office address, support form

Join Atlantis MIA

Infinitiva

Whois: Registrar: GODADDY.COM, INC. Whois Server: whois.godaddy.com Expiration Date: 2016-10-28 Creation Date: 2008-10-28 Last Update Date: 2009-05-26

Official Description: Being able to combine our technical resources with human experience and analytic approach to Forex trading, we deliver excellent results for the benefit of our clients.

Investing in Infinitiva is designed to deliver optimal risk-adjusted returns for our clients. Our investors are provided with a daily income at variable interest rate that depends on the invested amount. The investment period is 150 trading days for all plans except the Starter Plan, which has a period of 30 trading days.

Monitor: Another possible hit among low-ROI programs. Look for yourself: the site has SSL-encryption installed, domain is registered for 8 years. The website scripts seems to be custom made. The design of the site is made by professionals. So it looks like the program is created to operate for a long time.

Contact details: e-mail, phones, office address, support ticket system

Join Infinitiva

PanaMoney

Whois: Registrar: GODADDY.COM, INC. Whois Server: whois.godaddy.com Expiration Date: 2018-04-23 Creation Date: 2008-04-23 Last Update Date: 2008-09-21 Name Servers: ns2.blockdos.net ns3.blockdos.net ns5.blockdos.net

Official Description: PanaMoney Technologies, Inc. has its principle place of business in Panama City, Panama where it is legally registered. Its business includes automated trading in Forex.

Monitor: Design is simple but professional. The site is DDoS protected. SSL certificate from Comodo. The texts are original and the script is custom. They pretend to be a real company registered in Panama. Considering the reasonable ROI, massive advertising campaign, they are going to stay for months, not less.

Contact details: e-mail, phones, office address

Interview: Interview with Allan Frank, Marketing Director of PanaMoney.

Join PanaMoney

Red Flags

Genius Funds

Whois: Domain Name: geniusfunds.com Registrar: INTERCOSMOS MEDIA GROUP, INC. D/B/A DIRECTNIC.COM Whois Server: whois.directnic.com Expiration Date: 2010-03-16 Creation Date: 2004-03-16 Last Update Date: 2008-08-20 Name Servers: ns2.blockdos.net ns3.blockdos.net ns5.blockdos.net

Official Description: Our funds are investing mainly in highly lucrative equities and bonds, focusing on emerging economies. We offer investment products that provide flexibility, keeping pace with the individual demands of our investors.

Monitor: An attractive website with original design and original texts. The custom script developed for their website is quite complex and has a lot of functions. An expensive SSL certificate from Verisign ensures the website identify. The site seems to be hosted on a dedicated server and uses DDoS protection from BlockDOS. Company seems to be officially registered at Limassol, Cyprus. So conclusion is quite simple here: GeniusFunds has all the chances to be a star in the HYIP world!

Since many investors are asking whatregarding the referral commissions we decided to publish a mail from Mark Stelvio, Managing Director of Genius Funds:

As a dealer you will be able to receive multi-level referral commission from your referrals. In the beginning this will be set to 6%/3%/2% for the first 3 levels. In case you show outstanding performance, the commission rates can be renegotiated in the future.

News: program has been red flagged because it is just getting old for HYIP. Uptime of the website has been decreased for a bit, possibly due to the rare DDoS attacks and heavy loads of the web servers - program is too popular now.

Contact details: e-mail, phones, office address

Join Genius Funds

Not Paying

WOIP Service

Whois: Domain Name: woip.ws Registrar: Directi Internet Solutions Pvt. Ltd. DBA PublicDomainRegistry.com Whois Server: whois.publicdomainregistry.com Expiration Date: 2012-11-26 Creation Date: 2007-11-26 Last Update Date: 2008-03-28 Name Servers: ns1.suspended-domain.com ns2.suspended-domain.com

Domain Name: woip-service.com Registrar: INTERNET.BS CORP. Whois Server: whois.internet.bs Referral URL: http://www.internet.bs Expiration Date: 2013-11-26 Creation Date: 2007-11-26 Last Update Date: 2008-08-08 Name Servers: ns1.woip-service.com ns2.woip-service.com

Official Description: WOIP service has been started in 2007 as the first to operate savings and loans in electronic currencies automatically and instantly.

Monitor: A pretty simple design but website is based on custom script which is pretty easy to use. What makes WOIP special is a loan system. According to the description they work as online bank, generating profits from the loans. The program has all the chances to be popular because of the reasonable ROI, instant withdrawals and compounding. More then that WOIP allows to withdraw interest any time! Very convenient, isn't it?

The program is online for more then 1 year already and I haven't hear anyone has got a credit from them. As for me it is just another tale to attract the investors. The fact is that the program became popular as I have expected.

Contact details: e-mail, phones, office address

The Stoic

Whois: Domain Name: stoic-capital.com Registrar: GODADDY.COM, INC. Whois Server: whois.godaddy.com Referral URL: http://registrar.godaddy.com Expiration Date: 2017-11-06 Creation Date: 2007-11-06 Last Update Date: 2007-11-06 Name Servers: ns05.domaincontrol.com ns06.domaincontrol.com

Official Description: Stoic-Capital was established in August 2007. Your managers at Stoic with whom you will relate and interact, came together for the sole purpose of developing a unique synergy among experienced financial professionals.

Monitor: Professional design of the website, with flash. The site has SSL certificate from Comodo. The texts are original and the script is custom built. The program is listed in many monitor sites and forums. So the program looks impressive - they have put the effort to keep a live chat operator and several offices, even if they are just virtual. This is definitely a star of the HIYP world.

Contact details: Live support, email, several office addresses, phones, faxes

Interview: Interview with Neil Kerry, one of financial managers of the Stoic.

Tradelite

Official Description: Tradelite Finance Corp. registered in file #478913 since March 13, 2005 in the Public Registry of Panama is an offshore investment company operating since 2005, when it was first established as a private company by two former JPMorgan derivatives traders. The decision to expand the operations online was taken during the Annual General Meeting of the shareholders in June 2007 which became reality only a few months later.

Monitor: A professional looking website based on custom script. Taking in consideration the website design, scripts and investment plans there is a good possibility to be in profit.

Contact details: E-mail, phone number, office address

Interview: Interview with Martin Mitchell, the project coordinator of Tradelite.

Hyip.com Pool

Official Description: We have been working on HYIP market for a few years already and over this time we have gained the reputation of being one of the most stable, honest and responsible projects. We are good aware of all the advantages the mutually beneficial cooperation can bring. That is why we consider our clients to be not some sources of money but sound business partners. There is no sense in cheating the clients for us - mutually advantageous cooperation brings very good profits to our clients and us.

Monitor: This low profile HYIP is one of the oldest programs around. HYIP.COM is a HYIP monitor so owners know which program will stay here for long and which one worths to invest.

Status: Payments have been suspended again. I have contacted the Admin of HYIP.COM and he responded that currently they have to fix a lot of script errors. A lot of time passed after that and pool is still not paying.